To increase your credit limit you need to follow following steps on LazyPay App: 1. Provide your basic info like PAN, Salary & Address details by clicking on 'Get it now' button on you app Home screen. 2. If you are approved for a higher credit limit (>10K), please upload your Aadhaar details to complete your KYC 3. After submitting your KYC details, you will need to verify your bank account & set up auto bill payment. Once your KYC is approved and bank details verified for repayment setup, your limit will be increased. In case you have already provided your basic info and your limit didn't increase, then we will not be able to increase you limit at this point of time. We'll notify you once when we'll be able to provide you higher limit.

LazyPay credit limit is the approved amount that is available for you to spend at your favourite websites & apps or for you to take an instant loan to your bank. Your credit limit gets reduced every time you either spend or take a loan. It gets restored to the original limit once you repay your bills! Currently the maximum possible credit limit is Rs 1,00,000.

You can check your <a href="https://zw8t9.app.goo.gl/Gw1m">LazyPay credit limit</a> here OR on your LazyPay app home screen.

https://zw8t9.app.goo.gl/w6kE""> Get it now</a>

Currently, the maximum credit limit available is Rs 1,00,000.

There could be 3 reasons for this: 1. You could have already utilised all your credit limit - Your credit limit will get restored after you repay your outstanding amount. 2. You weren't approved for a credit limit - If your credit limit is showing as 0 even after you have submitted all the required information for increasing your credit limit (PAN, DOB, Address, Salary) then at the moment we can't provide you a LazyPay credit limit. 3.We periodically revise our credit policy which may result in increase or decrease you credit limit. We consider a number of factors to reassess your credit limit such as credit history, age, location etc. We regularly review our approval policies, if we alter our policy in the next 3-6 months, then we will reach out to you.

If your credit limit is showing as 0 even after you have submitted all the required information for increasing your credit limit (PAN, DOB, Address, Salary) then at the moment we can't provide you a LazyPay credit limit. We regularly review our approval policies, if we alter our policy in the next 3-6 months, then we will reach out to you.

This could happen in two scenarios: 1. We couldn't verify the PAN details submitted by you. Kindly enter the correct details - Name, DOB & PAN number as mentioned on the PAN card. 2. You have entered a PAN that is already linked with another user. Please login to the app with the mobile number which you are getting on the error screen, that mobile number is associated with said PAN Number.

We periodically revise our credit policy and seems the recent revision of policy has resulted in a decrease of your credit limit. If your available limit is appearing negative then your total outstanding must more than your revised credit limit. Your limit will be restored once your outstanding amount is paid. In case you have a running loan with us, your available limit will increase with each EMI repayment.

We periodically revise our credit policy which may result in an increase or decrease of your credit limit. We consider a number of factors to reassess your credit limit such as credit history, age, location etc. If we alter our policy in the next 3-6 months and your limit is further revised, then we will reach out to you.

We periodically revise our credit policy and it seems the recent revision of policy has resulted in a decrease of your credit limit. We consider a number of factors to reassess your credit limit such as credit history, age, location etc. If we alter our policy in the next 3-6 months and your limit is further revised, then we will reach out to you.

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