Shop Now. Pay Later.

From bills to biryani, pay for all your purchases later.
  • Skip OTPs and PINs. Buy in a flash.
  • Use LazyPay credit through UPI - online or at any shop.
  • Settle your payments once in 15 days.
  • No interest. No hidden charges.
Choose How to Shop

Shop directly on your favorite apps

FullPay full amount after 15 days
HalfPay in 3, 6, 9, 12 month EMI plans
Swiggy
Swiggy
MakeMyTrip
MakeMyTrip
BookMyShow
BookMyShow

Scan & Pay at any store

FullPay full amount after 15 days
HalfPay in 3, 6, 9, 12 month EMI plans
Grocery Stores
Grocery Stores
Tea Shops
Tea Shops
Petrol Pumps
Petrol Pumps

Use LazyPay UPI ID to pay online

FullPay full amount after 15 days
HalfPay in 3, 6, 9, 12 month EMI plans
Online Shopping
Online Shopping
Bill Payments
Bill Payments
Cab Bookings
Cab Bookings
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Shop directly on partner websites/apps

1
Go to your favourite website/app
Find your favourite website/app in the list of our 250+ partner merchants. View List
2
Find LazyPay on checkout
Find LazyPay payment option under Pay Later or Cardless EMI category
3
Confirm Purchase
Confirm purchase with one tap. First time users will be asked to verify their mobile number with OTP
1
Go to your favourite website/app
Find your favourite website/app in the list of our 250+ partner merchants. View List
For faster checkout choose LazyPay
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Scan & Pay at any store

1
Scan BHIM QR Code
Open the LazyPay App. Go the Scan & Pay tab. Simply, scan the store’s BHIM QR Code
2
Enter the Amount
Input the amount you need to pay at the store
3
Choose Repayment Option
Select how you want to make the payment - one-time or EMI
1
Scan BHIM QR Code
Open the LazyPay App. Go the Scan & Pay tab. Simply, scan the store’s BHIM QR Code
Use LazyPay credit to pay everywhere you go
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Use LazyPay UPI ID to make online payments

1
Select UPI Payment
While paying on your favourite site or app. Select UPI Payment option at the checkout
2
Enter your LazyPay UPI ID
Enter Your LazyPay UPI ID, which can be found in the Scan & Pay tab on the app, on their site. Confirm the transaction on the LazyPay app
3
Choose Repayment Option
Select how you want to make the payment - one-time or EMI
1
Select UPI Payment
While paying on your favourite site or app. Select UPI Payment option at the checkout
How to pay online using LazyPay UPI id
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What is the eligibility criteria with LazyPay?

To get approved and to enhance your LazyPay limit, check your eligibility against the following criteria:

  • Age : You must be between 22-55 years old
  • City : All major tier I and tier II cities
  • Salaried
  • Resident of India
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What Documents do I need?

It’s a complete digital process. Documents are not required. But you may want to keep the following details handy:

  • PAN number
  • Bank account number & IFSC
  • Net banking maybe be required for auto-repayment

Why LazyPay?

Complete Digital Process

Check your eligibility for a limit within minutes, with just a few details

Secure

We maintain the highest level of security, rest assured all your information is safe with us

Minimal Documentation

With just your PAN, Aadhaar & photograph, you can get access to funds

India loves LazyPay

10+ Lac.

App Installs

1+ Cr.

Credit Transactions

₹500+ Cr.

Credit Disbursed

EMI account_circle

₹18,999

Bought a new TV

EMI account_circle

₹23,000

Purchased a Microwave

EMI account_circle

₹21,820

Bought a New Fridge

EMI account_circle

₹54,560

New Phone from Flipkart

Pay Later account_circle

₹425

Recharge TataSky Account

Pay Later account_circle

₹1,150

Get movie tickets

Personal Loan account_circle

₹54,560

To go on a holiday

Personal Loan account_circle

₹66,000

Planned family holiday

Scan & Pay account_circle

₹1,140

Paid Electricity Bill

Personal Loan account_circle

₹95,530

New Bike

EMI account_circle

₹19,500

New Phone from Flipkart

EMI account_circle

₹10,999

Bought an Oven Online

EMI account_circle

₹35,399

Purchased a DSLR

EMI account_circle

₹17,990

To buy a Washing Machine

EMI account_circle

₹17,990

To buy a Washing Machine

EMI account_circle

₹15,890

Ordered an AC online

Personal Loan account_circle

₹37,990

Renovated my Flat

Personal Loan account_circle

₹35,000

Used to study a digital course

EMI account_circle

₹17,990

To buy a Washing Machine

Scan & Pay Later account_circle

₹7,990

Used for Shopping

Get the App and get started with Lazypay

Download the LazyPay app, get your credit limit and enjoy making those purchases like you never have !!!

Open play storeOpen app store

Or send the link directly to my mobile phone

+91

FAQs

Frequently asked questions

1. How does LazyPay's Buy Now Pay Later feature work?

LazyPay's Buy Now Pay Later allows you to make purchases immediately and defer the payment for 15 days, providing you with the convenience of shopping without immediate financial burden.

2. Can I use LazyPay's BNPL feature for online bill payments?

Yes, LazyPay offers the ease of online bill payments along with the option to pay later, ensuring you can manage your bills conveniently while maintaining financial flexibility.

3. How can I start using Buy Now Pay Later option?

To start enjoying the option, simply sign up for LazyPay and explore the available options to make your purchases. You can then select the Buy Now Pay Later option at checkout and enjoy the excitement of shopping without immediate payment obligations.

4. How does the interest-free credit period work with LazyPay?

LazyPay offers an interest-free credit period of upto 15 days for Buy Now Pay Later purchases. During this period, you can enjoy the flexibility of making your purchases without incurring any interest charges if you pay back the amount within the specified timeframe.

5. Why should I choose LazyPay over other BNPL providers?

LazyPay stands out for several reasons that make it a preferred choice for customers. Some key factors include transparency, safety & security, convenience with 'One tap feature', up to 15 days int interest-free credit period, and many more.

About LazyPay

LazyPay, the lending arm of PayU India is an efficient online credit service pl tform that offers a swift way to access credit instantly. Experience the ultimate convenience of simply providing your mobile number; you can receive a personalized credit limit for your online purchases. With this credit limit, you can enjoy the convenience of Buy Now Pay Later (BNPL) across a wide range of popular apps and websites, including Swiggy, Zomato, BookMyShow, Airtel, and more.